Financial Services

Paterson Financial Credit Line

We know the challenges of managing the costs for crop production. To help make things easier for our customers we developed Paterson Financial with the features that matter most.

• 30-60 days short-term interest free financing
• flexibility for longer term financing at competitive rates
• increased ability to manage within your cash flow cycle
• allowances for fall purchases

Our credit line offerings have the flexibility to meet your cash flow requirements:

• Spring purchases can be made and are interest free until the last day of the month following the month of purchase, allowing you to pay some or all of your account at that time.
• Our Gold Credit Line provides you with financing terms to November 30th (OAC) with a competitive interest rate calculated monthly.
• Our Platinum Credit Line provides improved financing terms for customers in excess of $100,000 with terms to March 31st (OAC) of the following year at a competitive interest rate calculated monthly.
• The Paterson Financial Fall Purchase credit offering is designed to allow customers to use the right products at the right time in their planning cycle and are due November 30th (OAC) of the following year.

Prepaid Cash

Prepaid Cash is an attractive option for those with the necessary resources. By pre-paying next year's crop inputs before December 31, you can capture opportunities to lock-in favorable pricing for the coming year. Additionally, Prepaid Cash can have tax planning benefits by putting next year's purchases on the current year's balance sheet.